Program Category: Economic Empowerment

Housing Literacy

Housing Literacy & Credit Readiness Workshop

Program Description:

This workshop provides essential knowledge for individuals and families navigating the U.S. housing market for the first time. Whether you’re renting or planning to own a home in the future, understanding your rights and responsibilities is key to stability and success.

Participants will also explore how credit history plays a major role in securing housing, and how to build or improve their credit to avoid future barriers.

What You Will Learn:

  • How to search for affordable and safe housing
  • Understanding rental applications and lease agreements
  • Rights and responsibilities as a tenant
  • Dealing with landlords and requesting repairs
  • Managing utilities and basic home maintenance
  • The role of credit in housing approval
  • How to improve your credit to increase housing opportunities

Why It’s Important:

For many refugees and immigrants, housing is one of the first and most critical steps in rebuilding their lives. Lack of understanding in this area can lead to housing insecurity, scams, or poor living conditions. This workshop empowers participants to make informed decisions, avoid exploitation, and build a stable foundation for their families.

Workshop Format:

  • Duration: 2 hours
  • Delivery: In-person or virtual
  • Language Support: Interpretation available upon request


Housing Literacy

Financial Literacy & Credit Building Workshop

Program Description:

This workshop is designed to empower both women and men with the knowledge and tools necessary to understand and manage personal credit in the United States. Building and maintaining a good credit score is essential for financial health, impacting everything from loan approvals to housing and job opportunities.

What Participants Will Learn:

  • The importance of credit in the U.S. financial system
  • How credit scores are calculated
  • Steps to build or repair credit
  • Common mistakes that lower credit scores
  • Tools and resources for ongoing credit management

Who Should Attend:
Community members who are new to the U.S. financial system or want to better understand and manage their credit.